Best Finance Rates September 2026

#	Vehicle	Offer	Term	MSRP / Pricing	Est. Monthly Payment
1	Toyota Mirai Hydrogen	0% APR	72 mo	$52,990 Avg Paid: $34,777	$164/mo
2	Kia Niro EV Electric	0% APR	72 mo	$43,695 Avg Paid: $40,195	$352/mo
3	Hyundai Ioniq 9 Calligraphy · Electric · AWD	0% APR	72 mo	$70,112 Avg Paid: $67,112	$649/mo
4	Subaru Trailseeker Limited · Electric · AWD	0% APR	72 mo	$45,800 Avg Paid: $44,300	$465/mo
5	Subaru Uncharted GT · Electric · AWD	0% APR	72 mo	$40,978 Avg Paid: $37,310	$415/mo
6	Hyundai Ioniq 5 Limited · Electric · AWD	0% APR	72 mo	$44,278 Avg Paid: $38,437	$427/mo
7	Mazda CX-70 Plug-in Hybrid	0% APR	72 mo	$47,480 Avg Paid: $41,093	$457/mo
8	Mazda CX-90 Plug-in Hybrid	0% APR	72 mo	$56,495 Avg Paid: $49,779	$553/mo
9	Mitsubishi Outlander Trail Edition	0% APR	72 mo	$41,390 Avg Paid: $34,891	$388/mo
10	Polestar 4 Electric · RWD	0% APR	60 mo	$63,800 Avg Paid: $38,900	$517/mo
11	Kia EV9 Electric · AWD	0% APR	60 mo	$65,145 Avg Paid: $62,527	$700/mo
12	Infiniti QX80	0% APR	60 mo	$96,998 Avg Paid: $79,944	$1,066/mo
13	Hyundai Santa Fe	0% APR	60 mo	$43,702 Avg Paid: $39,704	$516/mo
14	Hyundai Santa Fe Calligraphy · Hybrid	0% APR	60 mo	$44,873 Avg Paid: $40,246	$537/mo
15	Nissan Rogue Plug-in Hybrid	0% APR	60 mo	$31,035 Avg Paid: $29,105	$349/mo
16	Nissan Murano AWD	0% APR	60 mo	$47,622 Avg Paid: $39,073	$521/mo
17	Nissan Frontier	0% APR	60 mo	$38,529 Avg Paid: $33,046	$441/mo
18	Nissan Rogue	0% APR	60 mo	$35,345 Avg Paid: $30,827	$411/mo
19	Chevrolet Silverado 1500	0% APR	60 mo	$53,093 Avg Paid: $46,317	$618/mo
20	GMC Sierra 1500	0% APR	60 mo	$56,140 Avg Paid: $50,071	$668/mo
21	Genesis GV60 Electric · RWD	0% APR	60 mo	$52,778 Avg Paid: $51,892	$692/mo
22	Genesis GV70 Advanced · AWD	0% APR	60 mo	$66,695 Avg Paid: $65,259	$871/mo
23	Hyundai Tucson Limited · AWD	0% APR	60 mo	$35,692 Avg Paid: $31,752	$424/mo
24	Hyundai Tucson Limited · Plug-in Hybrid · AWD	0% APR	60 mo	$46,438 Avg Paid: $42,742	$570/mo
25	Kia EV6 Electric · RWD	0% APR	60 mo	$47,202 Avg Paid: $40,798	$544/mo
26	Mazda CX-70	0% APR	60 mo	$51,412 Avg Paid: $46,388	$621/mo
27	Mazda CX-90	0% APR	60 mo	$50,232 Avg Paid: $45,797	$611/mo
28	Nissan Pathfinder	0% APR	60 mo	$45,173 Avg Paid: $39,048	$521/mo
29	Ram 1500 Big Horn · 4X4	0% APR	60 mo	$64,623 Avg Paid: $55,261	$750/mo
30	Volvo XC40 B4 Core Dark · Hybrid	0% APR	60 mo	$47,537 Avg Paid: $44,644	$595/mo
31	Volvo XC90 B5 Core · Hybrid · AWD	0% APR	60 mo	$70,570 Avg Paid: $66,392	$885/mo
32	Volvo XC90 T8 Core · Plug-in Hybrid · AWD	0% APR	60 mo	$82,681 Avg Paid: $77,896	$1,039/mo
33	Lincoln Nautilus Lincoln Black Label · AWD	0% APR	48 mo	$67,078 Avg Paid: $59,739	$996/mo
34	Subaru Solterra Limited · Electric · AWD	0% APR	48 mo	$44,289 Avg Paid: $42,414	$674/mo
35	Lincoln Aviator Black Label · RWD	0% APR	48 mo	$69,333 Avg Paid: $61,209	$1,022/mo
36	Kia Sorento Hybrid	0% APR	48 mo	$43,752 Avg Paid: $39,137	$652/mo
37	Kia Sorento	0% APR	48 mo	$42,215 Avg Paid: $27,911	$629/mo
38	Kia Sorento Plug-in Hybrid	0% APR	48 mo	$52,385 Avg Paid: $47,423	$790/mo
39	Kia Sportage Hybrid	0% APR	48 mo	$36,165 Avg Paid: $33,001	$565/mo
40	Kia Sportage	0% APR	48 mo	$35,285 Avg Paid: $23,891	$556/mo
41	Kia Sportage Plug-in Hybrid	0% APR	48 mo	$45,335 Avg Paid: $43,014	$722/mo
42	Subaru Outback Limited · AWD	0% APR	48 mo	$44,693 Avg Paid: $40,465	$680/mo
43	Ford F-150 Lariat · 4WD	0% APR	36 mo	$57,020 Avg Paid: $50,616	$1,125/mo
44	Ford Explorer Active · RWD	0% APR	36 mo	$48,987 Avg Paid: $40,167	$926/mo
45	Lincoln Navigator Black Label · 4WD	0% APR	36 mo	$108,900	$2,228/mo
46	Chrysler Pacifica Limited · AWD	0% APR	36 mo	$53,716 Avg Paid: $44,784	$995/mo
47	Jeep Gladiator 85TH Anniversary Edition · 4X4	0% APR	36 mo	$52,142 Avg Paid: $46,908	$1,082/mo
48	Jeep Grand Cherokee 85TH Anniversary Edition · 4X4	0% APR	36 mo	$48,264 Avg Paid: $43,182	$918/mo
49	Jeep Wrangler 2-Door Rubicon · 4X4	0% APR	36 mo	$53,377 Avg Paid: $49,089	$1,088/mo
50	Mazda CX-30	0% APR	36 mo	$32,964 Avg Paid: $29,589	$680/mo
51	Mazda CX-5 AWD	0% APR	36 mo	$35,919 Avg Paid: $34,193	$762/mo
52	Mazda CX-50 AWD	0% APR	36 mo	$37,431 Avg Paid: $34,798	$773/mo
53	Mazda CX-50 Hybrid	0% APR	36 mo	$39,278 Avg Paid: $36,450	$809/mo
54	Kia EV9 Electric · RWD	0.49% APR	66 mo	$65,145 Avg Paid: $52,566	$646/mo
55	Genesis GV80 3.5T Advanced · AWD	0.49% APR	48 mo	$72,111 Avg Paid: $68,975	$1,161/mo
56	Cadillac OPTIQ Electric · RWD	0.9% APR	72 mo	$57,155 Avg Paid: $55,381	$632/mo
57	Cadillac VISTIQ Electric · AWD	0.9% APR	72 mo	$88,020 Avg Paid: $86,336	$986/mo
58	Subaru Ascent Limited · AWD	0.9% APR	72 mo	$48,524 Avg Paid: $44,418	$507/mo
59	BMW i7 eDrive50 · Electric · RWD	0.9% APR	60 mo	$133,975 Avg Paid: $124,405	$1,697/mo
60	BMW 7 Series 740i · RWD	0.9% APR	60 mo	$98,475 Avg Paid: $89,533	$1,221/mo
61	BMW 7 Series 750e xDrive · Plug-in Hybrid · AWD	0.9% APR	60 mo	$111,550 Avg Paid: $105,077	$1,433/mo
62	BMW X5 sDrive40i · RWD	0.9% APR	60 mo	$67,475 Avg Paid: $60,926	$831/mo
63	BMW 3 Series 330i · RWD	0.9% APR	60 mo	$47,125 Avg Paid: $41,487	$566/mo
64	Kia Sorento	0.9% APR	60 mo	$42,215 Avg Paid: $37,768	$515/mo
65	Kia Sorento Hybrid	0.9% APR	60 mo	$43,752 Avg Paid: $39,238	$535/mo
66	Kia Sorento Plug-in Hybrid	0.9% APR	60 mo	$52,385 Avg Paid: $46,872	$639/mo
67	Kia Sportage Hybrid	0.9% APR	60 mo	$36,165 Avg Paid: $34,181	$466/mo
68	Kia Sportage	0.9% APR	60 mo	$35,285 Avg Paid: $33,434	$456/mo
69	Kia Sportage Plug-in Hybrid	0.9% APR	60 mo	$45,335 Avg Paid: $43,828	$598/mo
70	Mazda CX-70	0.9% APR	60 mo	$51,412 Avg Paid: $46,337	$632/mo
71	Mazda CX-90	0.9% APR	60 mo	$50,232 Avg Paid: $45,481	$620/mo
72	Ford F-150 King Ranch · 4WD	0.9% APR	50 mo	$57,020 Avg Paid: $51,481	$840/mo
73	Mini Countryman S ALL4 · AWD	0.9% APR	48 mo	$45,550 Avg Paid: $42,916	$728/mo
74	Volkswagen Atlas	0.9% APR	48 mo	$47,502 Avg Paid: $41,374	$702/mo
75	Chevrolet Bolt Electric	0.9% APR	36 mo	$30,995 Avg Paid: $29,297	$660/mo
76	GMC Hummer EV SUV Electric · 4WD	0.9% APR	36 mo	$102,595 Avg Paid: $96,755	$2,180/mo
77	Toyota Tundra Hybrid	0.99% APR	72 mo	$69,777 Avg Paid: $59,914	$686/mo
78	Genesis GV60 Electric · RWD	0.99% APR	72 mo	$54,020 Avg Paid: $46,840	$536/mo
79	Genesis GV70 Electric · AWD	0.99% APR	72 mo	$65,875 Avg Paid: $58,645	$671/mo
80	Tesla Model Y Model Y · Electric · RWD	0.99% APR	72 mo	$48,080 Avg Paid: $48,080	$550/mo
81	Toyota Tundra	0.99% APR	72 mo	$56,470 Avg Paid: $47,512	$544/mo
82	Kia EV6 Electric · RWD	0.99% APR	66 mo	$47,202 Avg Paid: $42,345	$528/mo
83	Lexus RZ 350e · Electric	0.99% APR	60 mo	$52,962 Avg Paid: $45,826	$627/mo
84	Honda Prologue Elite · Electric · AWD	0.99% APR	60 mo	$46,195 Avg Paid: $42,788	$585/mo
85	Hyundai Sonata N Line	0.99% APR	60 mo	$32,120 Avg Paid: $28,890	$395/mo
86	Rivian R1S Tri Max · Electric · AWD	0.99% APR	60 mo	$103,052 Avg Paid: $103,052	$1,409/mo
87	Rivian R1T Tri Max · Electric · AWD	0.99% APR	60 mo	$97,052 Avg Paid: $97,052	$1,327/mo
88	Volvo XC40 B4 Core Dark · Hybrid	0.99% APR	60 mo	$47,537 Avg Paid: $45,032	$616/mo
89	Volvo XC60 B5 Core · Hybrid · AWD	0.99% APR	60 mo	$57,508 Avg Paid: $54,139	$740/mo
90	Volvo XC60 T8 Core · Plug-in Hybrid · AWD	0.99% APR	60 mo	$71,305 Avg Paid: $67,345	$921/mo
91	Volvo XC90 B5 Core · Hybrid · AWD	0.99% APR	60 mo	$70,570 Avg Paid: $66,508	$909/mo
92	Volvo XC90 T8 Core · Plug-in Hybrid · AWD	0.99% APR	60 mo	$82,681 Avg Paid: $78,208	$1,069/mo
93	Mercedes CLA 250	1.4% APR	24 mo	$68,900 Avg Paid: $64,254	$2,173/mo
94	Mercedes GLA 250	1.4% APR	24 mo	$44,150 Avg Paid: $38,621	$1,306/mo
95	Mercedes GLB AMG GLB 35	1.4% APR	24 mo	$46,950 Avg Paid: $41,219	$1,394/mo
96	Jeep Compass Limited · 4X4	1.9% APR	72 mo	$34,784 Avg Paid: $31,538	$371/mo
97	Subaru Outback Limited · AWD	1.9% APR	72 mo	$44,693 Avg Paid: $40,937	$482/mo
98	Nissan Armada	1.9% APR	60 mo	$72,910 Avg Paid: $64,579	$903/mo
99	Hyundai Santa Cruz Limited · AWD	1.9% APR	60 mo	$36,694 Avg Paid: $33,424	$468/mo
100	Land Rover Discovery 4WD	1.9% APR	60 mo	$64,025 Avg Paid: $62,650	$876/mo
101	Mazda CX-30	1.9% APR	60 mo	$32,964 Avg Paid: $30,426	$426/mo
102	Volkswagen Tiguan	1.9% APR	60 mo	$37,317 Avg Paid: $33,369	$467/mo
103	Ford Explorer Active · RWD	1.9% APR	50 mo	$48,987 Avg Paid: $43,414	$723/mo
104	Chrysler Pacifica Limited	1.9% APR	48 mo	$53,716 Avg Paid: $44,982	$779/mo
105	Lincoln Navigator Black Label · 4WD	1.9% APR	48 mo	$108,900 Avg Paid: $101,907	$1,765/mo
106	Kia K5	1.9% APR	48 mo	$32,175 Avg Paid: $31,142	$539/mo
107	Kia Niro Hybrid	1.9% APR	48 mo	$33,185 Avg Paid: $30,604	$530/mo
108	Kia Seltos	1.9% APR	48 mo	$28,342 Avg Paid: $26,495	$459/mo
109	Subaru WRX AWD	1.9% APR	48 mo	$41,404 Avg Paid: $38,330	$664/mo
110	Buick Enclave AWD	1.9% APR	36 mo	$54,095 Avg Paid: $49,332	$1,129/mo
111	Buick Encore GX AWD	1.9% APR	36 mo	$31,095 Avg Paid: $29,736	$680/mo
112	Buick Envista	1.9% APR	36 mo	$28,595 Avg Paid: $27,451	$628/mo
113	Chevrolet Blazer	1.9% APR	36 mo	$42,578 Avg Paid: $40,366	$924/mo
114	Chevrolet Equinox	1.9% APR	36 mo	$34,995 Avg Paid: $32,938	$754/mo
115	Subaru BRZ Limited · RWD	1.9% APR	36 mo	$38,768 Avg Paid: $35,961	$823/mo
116	Subaru Crosstrek AWD	1.9% APR	36 mo	$31,931 Avg Paid: $29,524	$675/mo
117	Subaru Crosstrek Limited · Hybrid · AWD	1.9% APR	36 mo	$35,945 Avg Paid: $33,276	$761/mo
118	Subaru Forester AWD	1.9% APR	36 mo	$36,412 Avg Paid: $33,515	$767/mo
119	Kia Niro EV Electric	1.99% APR	84 mo	$43,695 Avg Paid: $31,877	$325/mo
120	Toyota C-HR Electric · 4WD	1.99% APR	72 mo	$39,450 Avg Paid: $37,854	$447/mo
121	Tesla Model 3 Performance · Electric · AWD	1.99% APR	72 mo	$46,880 Avg Paid: $46,880	$553/mo
122	Toyota Prius Plug-in Hybrid	1.99% APR	72 mo	$38,461 Avg Paid: $36,849	$435/mo
123	BMW X5 xDrive50e · Plug-in Hybrid · AWD	1.99% APR	60 mo	$77,450 Avg Paid: $72,971	$1,023/mo
124	BMW X1 xDrive28i · AWD	1.99% APR	60 mo	$49,150 Avg Paid: $46,586	$653/mo
125	BMW X3 30 xDrive · AWD	1.99% APR	60 mo	$51,125 Avg Paid: $46,624	$654/mo
126	BMW X7 xDrive40i · AWD	1.99% APR	60 mo	$85,475 Avg Paid: $78,548	$1,101/mo
127	Hyundai IONIQ 5 N N · Electric · AWD	1.99% APR	60 mo	$61,550 Avg Paid: $59,422	$833/mo
128	Hyundai Sonata Hybrid	1.99% APR	60 mo	$34,595 Avg Paid: $31,771	$445/mo
129	Hyundai Tucson Limited · Hybrid · AWD	1.99% APR	60 mo	$37,607 Avg Paid: $36,245	$508/mo
130	Toyota Tacoma	1.99% APR	60 mo	$41,020 Avg Paid: $37,831	$530/mo
131	Mini Cooper	1.99% APR	48 mo	$38,190 Avg Paid: $36,482	$633/mo
132	Genesis GV70 2.5T · AWD	1.99% APR	48 mo	$60,263 Avg Paid: $57,695	$1,001/mo
133	Honda Ridgeline TrailSport · AWD	1.99% APR	36 mo	$46,973 Avg Paid: $42,341	$970/mo
134	Maserati Grecale Modena · AWD	2.49% APR	72 mo	$102,995 Avg Paid: $102,995	$1,233/mo
135	Honda CR-V EX-L · AWD	2.49% APR	36 mo	$35,357 Avg Paid: $33,969	$784/mo
136	Honda CR-V Sport Touring · Hybrid · AWD	2.49% APR	36 mo	$40,243 Avg Paid: $38,563	$890/mo
137	Mercedes GLC 300 · RWD	2.49% APR	24 mo	$50,400 Avg Paid: $44,868	$1,535/mo
138	Jeep Grand Cherokee 85TH Anniversary Edition · 4X4	2.9% APR	84 mo	$48,264 Avg Paid: $41,463	$437/mo
139	Chevrolet Silverado 1500	2.9% APR	72 mo	$53,093 Avg Paid: $46,363	$562/mo
140	GMC Sierra 1500	2.9% APR	72 mo	$56,140 Avg Paid: $49,979	$606/mo
141	Infiniti QX60	2.9% APR	72 mo	$60,185 Avg Paid: $53,680	$651/mo
142	Infiniti QX65 AWD	2.9% APR	72 mo	$58,968 Avg Paid: $56,553	$685/mo
143	Jeep Grand Wagoneer Limited · 4X4	2.9% APR	72 mo	$82,100 Avg Paid: $76,970	$933/mo
144	Cadillac ESCALADE IQ Electric · AWD	2.9% APR	60 mo	$140,340 Avg Paid: $128,216	$1,853/mo
145	Lincoln Nautilus Lincoln Black Label · AWD	2.9% APR	60 mo	$67,078 Avg Paid: $60,709	$871/mo
146	Cadillac Lyriq Electric · RWD	2.9% APR	60 mo	$69,831 Avg Paid: $66,544	$954/mo
147	Infiniti QX80	2.9% APR	60 mo	$98,235 Avg Paid: $87,134	$1,249/mo
148	Jaguar F-Pace AWD	2.9% APR	60 mo	$82,842 Avg Paid: $80,358	$1,152/mo
149	Land Rover Defender AWD	2.9% APR	60 mo	$105,690 Avg Paid: $103,774	$1,488/mo
150	Ford Mach-E GT · Electric · AWD	2.9% APR	50 mo	$45,280 Avg Paid: $41,113	$699/mo
151	Chevrolet Traverse	2.9% APR	48 mo	$53,066 Avg Paid: $49,670	$878/mo
152	Chevrolet Trax	2.9% APR	48 mo	$25,575 Avg Paid: $24,612	$435/mo
153	Kia K4	2.9% APR	48 mo	$26,205 Avg Paid: $25,498	$451/mo
154	Subaru Impreza RS · AWD	2.9% APR	48 mo	$29,240 Avg Paid: $27,097	$479/mo
155	Ford Bronco Stroppe Edition · 4WD	2.9% APR	38 mo	$56,293 Avg Paid: $52,827	$1,165/mo
156	GMC Acadia	2.9% APR	36 mo	$56,866 Avg Paid: $53,785	$1,249/mo
157	Chevrolet Blazer EV Electric	2.9% APR	36 mo	$53,215 Avg Paid: $48,538	$1,128/mo
158	Chevrolet Equinox EV Electric	2.9% APR	36 mo	$42,095 Avg Paid: $38,453	$893/mo
159	Chevrolet Silverado EV Electric · 4WD	2.9% APR	36 mo	$73,720 Avg Paid: $68,909	$1,601/mo
160	Mazda MX-5 Miata RWD	2.9% APR	36 mo	$37,103 Avg Paid: $35,469	$824/mo
161	Volvo EX30 Cross Country Ultra · Electric · AWD	2.99% APR	72 mo	$44,912 Avg Paid: $42,665	$518/mo
162	Volvo EX40 Single Plus · Electric · RWD	2.99% APR	72 mo	$59,028 Avg Paid: $57,793	$702/mo
163	Volvo EX90 Twin Performance Plus · Electric · RWD	2.99% APR	72 mo	$85,401 Avg Paid: $82,278	$1,000/mo
164	Volvo V60 Cross Country B5 Plus · Hybrid · AWD	2.99% APR	72 mo	$56,245 Avg Paid: $53,644	$652/mo
165	BMW 5 Series 530i · RWD	2.99% APR	60 mo	$59,875 Avg Paid: $54,654	$785/mo
166	Acura Integra	2.99% APR	60 mo	$41,625 Avg Paid: $37,813	$543/mo
167	Acura MDX AWD	2.99% APR	60 mo	$63,506 Avg Paid: $59,342	$853/mo
168	BMW 2 Series 228i Gran Coupe	2.99% APR	60 mo	$50,250 Avg Paid: $47,754	$686/mo
169	Mitsubishi Eclipse Cross	2.99% APR	60 mo	$32,082 Avg Paid: $29,883	$429/mo
170	Toyota Tacoma Hybrid	2.99% APR	48 mo	$57,103 Avg Paid: $52,464	$929/mo
171	Genesis G70 2.5T · RWD	2.99% APR	48 mo	$53,008 Avg Paid: $50,561	$895/mo
172	Genesis G80 2.5T · AWD	2.99% APR	48 mo	$71,523 Avg Paid: $68,599	$1,214/mo
173	Genesis G90 3.5T · AWD	2.99% APR	48 mo	$94,195 Avg Paid: $86,600	$1,533/mo
174	Lexus NX 450h+ F Sport Handling · Hybrid · AWD	2.99% APR	48 mo	$51,461 Avg Paid: $49,808	$882/mo
175	Lexus RX 450h+ Luxury · Hybrid · AWD	2.99% APR	48 mo	$61,148 Avg Paid: $59,529	$1,054/mo
176	Lexus TX 350	2.99% APR	48 mo	$62,771 Avg Paid: $59,508	$1,054/mo
177	Mini Countryman SE ALL4 · Electric · AWD	2.99% APR	48 mo	$48,250 Avg Paid: $46,252	$819/mo
178	Honda Pilot Elite · AWD	2.99% APR	36 mo	$50,546 Avg Paid: $47,951	$1,115/mo

Estimated monthly payments assume advertised 0% APR and the listed term; taxes, fees, and dealer add-ons are excluded. Average paid figures are market benchmarks, not guaranteed transaction prices—confirm the full finance worksheet before signing.